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Discover options for health insurance after marriage, including employer plans, private policies, and understanding deductibles to find the best coverage.

Your employees are not immune to temporary or permanent disability due to a workplace or external illness and accident. While worker’s compensation will help foot the medical bills for treatment and recovery for workplace-related incidents, disability insurance will ensure they have a continuous and sustainable source of income regardless of what caused the disability. However, … Read more

Childbirth in the U.S. is very expensive. According to data, it costs an average of $18,865 for full maternity care, including pregnancy, delivery, and postpartum care. For most households, footing this bill can be financially challenging. That’s why you need to consider maternity coverage services. Maternity coverage softens the financial impact of maternity, reducing your … Read more

Finding the right individual health insurance plan is tricky, and with all the options in the marketplace, it can be overwhelming. Some companies claim that short-term health insurance is an affordable replacement for an Affordable Care Act plan. While it’s true that short-term health insurance often costs hundreds of dollars less than the monthly premiums … Read more

As the name suggests, group health insurance plans are purchased for a group. Employers and business owners most often use this type of healthcare coverage. Only employees or select members of the group that purchased the insurance can get coverage, along with their immediate family members in some cases.   Group health insurance plans come with … Read more

If you’re lucky enough to have employer-sponsored health insurance, you don’t need to worry about paying the steep health insurance premiums that many others are responsible for. But what happens when you don’t have employer-sponsored insurance and can’t afford the premiums that come with individual health insurance plans?  Fortunately, there are a handful of affordable … Read more

Individual health insurance is a coverage option for those who aren’t eligible for government-run health insurance programs or don’t have access to an employer-sponsored health insurance plan. Costs for individual health insurance vary greatly depending on several factors, including your budget, your needs, your current state of health, and whatever ailments you might expect to … Read more

Group health insurance plans offer many benefits to the employers and employees that use them. An employer usually offers these policies. Read on to understand more about what group health insurance is and how it benefits businesses. Group Health Insurance: What it is and How it Works Group health insurance plans are generally offered to … Read more

The Affordable Care Act (ACA) is a federal law that was signed into action in 2010. This comprehensive health program has three main goals: ACA health plans can be purchased from a national marketplace for those who reside in 33 states. Residents of the District of Columbia and the remaining 17 states have separate ACA marketplaces. 10 … Read more

Many people tend to focus on the premium when comparing health insurance plans. However, to find the most worthwhile plan, it’s essential to check the deductible and copay amounts as well. Keep reading to learn everything you need to know about how to find affordable health insurance.  Check Your Options in an Online Marketplace One … Read more